KONSUMENT.AT - Autokauf-Finanzierung: Barzahlung, Leasing, Kredit im Test
Testtabelle: Autokauf-Finanzierung - 48 Monate 2/2008
Anbieter |
| VW Schwandl A1 | Auto Wiesinger A2 | Oberbank A3 | Oberbank A3 | BA-CA A4 | VB A5 | Oberbank A3 | Raiffeisen Impuls A6 | Hypo OÖ A7 | Bawag A8 | Bawag A8 | Bawag A8 | Erste Bank A9 | BA-CA A4 | Autohaus Lehr A10 | Ford Simmering A11 | Porsche Wien A12 |
Kfz |
| Passat | Passat | Passat | Passat | Passat | Passat | Focus | Passat | Passat | Passat | Passat | Focus | Passat | Passat | Focus | Focus | Passat |
Finanzierung |
| Leasing | Leasing | Kredit | Leasing | Kredit | Leasing | Kredit | Leasing | Leasing | Kredit | Leasing | Kredit | Leasing | Leasing | Leasing | Leasing | Leasing |
Basis Barpreis in € |
| 25.648,59 | 26.840,– | 25.648,59 | 25.648,59 | 25.648,59 | 25.648,59 | 18.100,– | 25.648,59 | 25.648,59 | 25.648,59 | 25.648,59 | 18.100,– | 25.648,59 | 25.648,59 | 18.100,– | 19.800,– | 27.140,– |
Gesamtkosten in € |
| 27.682,89 | 29.136,– | 27.869,92 | 28.076,49 | 28.110,40 | 28.182,74 | 19.966,56 | 28.381,44 | 28.381,44 | 28.573,61 | 28.628,40 | 20.287,20 | 28.816,82 | 29.068,81 | 20.810,64 | 23.066,88 | 31.837,89 |
Gesamtkosten im Vergleich zum Barpreis in % |
| 107,93 | 108,55 | 108,66 | 109,47 | 109,60 | 109,88 | 110,31 | 110,65 | 110,65 | 111,40 | 111,62 | 112,08 | 112,35 | 113,33 | 114,98 | 116,50 | 117,31 |
Effektiver Jahreszinssatz in % |
| k.A. | k.A. | 7,60 | k.A. | k.A. | k.A. | 7,60 | k.A. | k.A. | 9,20 | k.A. | 9,20 | k.A. | k.A. | k.A. | k.A. | k.A. |
Erhebung: Dezember 2007
k.A. = keine Angabe