KONSUMENT.AT - Autokauf-Finanzierung: Barzahlung, Leasing, Kredit im Test

Testtabelle: Autokauf-Finanzierung - 48 Monate 2/2008

Anbieter VW Schwandl A1Auto Wiesinger A2Oberbank A3Oberbank A3BA-CA A4VB A5Oberbank A3Raiffeisen Impuls A6Hypo OÖ A7Bawag A8Bawag A8Bawag A8Erste Bank A9BA-CA A4Autohaus Lehr A10Ford Simmering A11Porsche Wien A12
Kfz PassatPassatPassatPassatPassatPassatFocusPassatPassatPassatPassatFocusPassatPassatFocusFocusPassat
Finanzierung LeasingLeasingKreditLeasingKreditLeasingKreditLeasingLeasingKreditLeasingKreditLeasingLeasingLeasingLeasingLeasing
Basis Barpreis in € 25.648,5926.840,–25.648,5925.648,5925.648,5925.648,5918.100,–25.648,5925.648,5925.648,5925.648,5918.100,–25.648,5925.648,5918.100,–19.800,–27.140,–
Gesamtkosten in € 27.682,8929.136,–27.869,9228.076,4928.110,4028.182,7419.966,5628.381,4428.381,4428.573,6128.628,4020.287,2028.816,8229.068,8120.810,6423.066,8831.837,89
Gesamtkosten im Vergleich zum Barpreis in % 107,93108,55108,66109,47109,60109,88110,31110,65110,65111,40111,62112,08112,35113,33114,98116,50117,31
Effektiver Jahreszinssatz in % k.A.k.A.7,60k.A.k.A.k.A.7,60k.A.k.A.9,20k.A.9,20k.A.k.A.k.A.k.A.k.A.
Erhebung: Dezember 2007
k.A. = keine Angabe