KONSUMENT.AT - Autokauf-Finanzierung: Barzahlung, Leasing, Kredit im Test
Testtabelle: Autokauf-Finanzierung - 36 Monate 2/2008
Anbieter |
| Porsche Inter Auto A1 | Oberbank A2 | BA-CA A3 | VB A4 | Opel Auer A5 | Raiffeisen Impuls A6 | Hypo OÖ A7 | Bawag A8 | Erste Bank A9 | Oberbank A2 | Bawag A8 | Opel Jelinek A10 | BA-CA A3 | Opel & Beyschlag A11 | Opel Wessely A12 | VW Lamberg A13 | Opel & Beyschlag A14 |
Kfz |
| Golf | Golf | Golf | Golf | Astra | Golf | Golf | Golf | Golf | Golf | Golf | Astra | Golf | Astra | Astra | Golf | Astra |
Finanzierung |
| Leasing | Kredit | Kredit | Leasing | Kredit | Leasing | Leasing | Kredit | Leasing | Leasing | Leasing | Kredit | Leasing | Leasing | Leasing | Leasing | Leasing |
Basis Barpreis in € |
| 18.970,25 | 18.970,25 | 18.970,25 | 18.970,25 | 15.930,– | 18.970,25 | 18.970,25 | 18.970,25 | 18.970,25 | 18.970,25 | 18.970,25 | 15.400,– | 18.970,25 | 15.300,– | 15.990,– | 18.800,– | 15.490,– |
Gesamtkosten in € |
| 20.218,80 | 20.262,76 | 20.411,08 | 20.434,21 | 17.283,96 | 20.621,20 | 20.621,20 | 20.712,86 | 20.793,60 | 20.826,76 | 20.853,28 | 16.973,73 | 20.911,87 | 17.018,40 | 17.866,76 | 21.227,32 | 17.547,38 |
Gesamtkosten im Vergleich zum Barpreis in % |
| 106,58 | 106,81 | 107,60 | 107,72 | 108,50 | 108,70 | 108,70 | 109,19 | 109,61 | 109,79 | 109,93 | 110,22 | 110,24 | 111,23 | 111,74 | 112,91 | 113,28 |
Effektiver Jahreszinssatz in % |
| k.A. | 7,95 | k.A. | 9,70 | 9,26 | k.A. | k.A. | 9,70 | k.A. | k.A. | k.A. | 4,99 | k.A. | k.A. | k.A. | k.A. | k.A. |
Erhebung: Dezember 2007
k.A. = keine Angabe